Fees

My goal as a fee-only adviser is to offer the best pricing for the right solutions.  There is not a set plan for everyone.  We will review what you are currently paying in your account and we will develop a plan together that makes the most sense.  This plan will fall under three options:

  1. AUM Fee – Paying a percentage of your invested assets.  Two options based on the plan we put into place.
  2. Comprehensive Financial Planning – This model has an up front planning fee and a monthly fee.
  3. Project and Hourly Advising – For short term engagements, negotiable pricing can be worked out.

 

Assets Under Management (AUM) Fee Models:

Investment Management Services – When I recommend a portfolio that we put into action on TD Ameritrade.

AUM Annual Advisory Fee
$0 – $100,000 0.65%
$100,001 – $500,000 0.50%
$500,001 – $1,000,000 0.35%
$1,000,000 and Above 0.20%

 

Investment Advisory Services – When you want to work with Betterment.

AUM Annual Advisory Fee
$0 – $100,000 0.30%
$100,001 – $500,000 0.25%
$500,001 – $1,000,000 0.20%
$1,000,000 and Above 0.15%


Comprehensive Financial Planning Model:

This model consists of an upfront charge of $200 and an ongoing fee that is paid monthly/quarterly, in advance, at the rate of $100 per month. The fee may be negotiable in certain cases.  Fees for this service may be paid by electronic funds transfer or check. This service may be terminated with 30 days’ notice. Upon termination of any account, the fee will be prorated and any unearned fee will be refunded to the client.